How to spot a scam

Scam can be on the phone, text, email, social media, and at the door.

Be aware if:

  • you are contacted out of the blue by phone, text, mail, at your door, email or the internet
  • up-front payment is required
  • the offer is time-limited or a special deal
  • someone you don't know wants your bank details
  • someone you don't know asks you to send them money
  • someone asks for personal information

The aim of a scammer is to get your personal details and financially exploit you.

Be on your guard for:

  • texts or emails purporting to be from a government agency such as HMRC or texts saying they are from NHS and want a payment
  • texts from a delivery company
  • information saying you are entitled to grants or rebates
  • Information staying NEFLIX/AMAZON PRIME/SKY needs payment
  • adverts about competitions
  • energy efficiency deals/ home improvements
  • Microsoft computer scams
  • someone claiming to be from an official organisation such as your bank or local council
  • gift card scams. Victims are approached by to pay bills, fees or debts using iTunes or other "high street" gift cards
  • pension scams where cold callers seek to raid cash from your pension, or access your retirement savings

On your doorstep

  • people turning up out of the blue
  • trades offering quick fixes at one off prices
  • aggressive salespeople
  • rogue traders

Advice

Don't:

  • do business with cold callers

Do:

If you get a call from your bank's fraud department, hang up and dial 159.

For information on finding a reputable local trader visit our Angus Trusted Trader Scheme page.